Trucker News

08 January 2009
Truck Insurance Coverage

 


These days, people shop for everything from underwear to groceries online. Amazon.com and other similar companies ship almost everything but fresh fruit and vegetables. EBay is the perfect place to find discounted and rare items. And many people even buy their service products, such as warranties and insurance packages online.

For truckers, shopping online for truck insurance coverage can be convenient, easy, and relaxed. While talking in person or on the phone to insurance brokers may be a less than pleasant experience, especially if you are not sure what kind of insurance you need, shopping online allows you to power down your computer whenever you wish.

Because insurance is a bit like the lottery, as providers only have to pay out if an accident occurs, insurance providers are almost always trying to get customers to buy more than they really need. Instead of being pressured by these pushy salespeople, you can easily compare quotes yourself online.

When you type the words, “commercial truck insurance” into Google, thousands of results appear. Ranging from nationwide, big name providers to small, family owned businesses, these sites offer truckers fee quotes. While one method of shopping for truck insurance coverage online would suggest that you get quotes from each of them, this can be time consuming.

Instead, check web sites that give you recommendations for different insurance companies. For instance, the A.M. Best Company gives ratings to insurance companies based on their performance. By choosing to get quotes only from those insurance providers with high ratings, you’ll be cutting down the amount of time you spend shopping for truck insurance coverage online. Duff and Phelps, Weiss Research, and other groups offer similar ratings, so truckers can compare ratings across agencies. In addition, trucking message boards often contain rants and raves about different trucking insurance companies. By viewing the companies that your peers have chosen, you can also get an insight into how these companies actually deal with customers.

Instead of spending time on the phone or in person with an insurance agent who is trying to sell you what you don’t need, shopping for truck insurance coverage online can be easy, in addition to saving you time. If you check out just those companies that third party observers or your peers have singled out as the best, you’ll be saving yourself even more time and frustration.

 

More truck insurance options here...


 




Posted by TruckerJim at 8:48 AM  |  LINK to this post  |  2 comment s  |  Subscribe


Hello, my name is Ben and I'm an ex-trucker. But not by choice. I'm sure that you're probably very but I would truly appreciate any info that you could spare. About a year ago I lost my driving job because I got into three backing accidents and I haven't been able to get another driving job since. The company training program for Central Refrigerated Services showed us how to backing in. I barely passed the road test to get my CDL. I chose you because you're talking about trucking insurance and I think that insurance purposes is the main reason that no one will hire me. My question is is there anything that I can do to get back on the road. I've talked to a trucking school here in NY and they couldn't help me. I would be willing to take any course no matter how much it costed. I would truly appreciate any info that you may have. Thank you.
Posted by hambe on November 3, 2009 at 4:11 PM


Hello, it's me Ben again. I made a few errors in that messege that I just wrote. I mean't to say that I know that your very busy. Also, I mean't to say that Central Refrigerated NEVER showed us how to back in resulting in my three accidents. I'm not sure exactly how this website works so I'll leave my email just in case. july2920032003@yahoo.com Again I really appreciate your time. Thank you
Posted by hambe on November 3, 2009 at 4:19 PM


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