Cheap Autos Insurance
Hello to all once again! It must seem like all I do is surf the internet, and I guess you would be right. I love to do this and scope out new websites that might help us all out with our pocketbooks. Well, I found another hot one!! It is called CheapAutosInsurance.com and I have had car insurance for over forty years and I just learned a whole lot of information my agent should have explained to me.
First off, they have a place where you can sign up for a free quote and you do not have to give out your address or telephone number. It allows you to sign up as many vehicles and drivers as you want and gives you a lot of options. I did it and was totally amazed, but check it out for yourself! Now, how many of you have heard of Gap Insurance? Well, if you total your car or it is stolen, Gap Insurance will cover the difference between what your insurance company will pay and the amount of money that you still owe on your loan. This insurance will save your financial life if anything unforeseen would happen. If you lease your car, then most likely you already have a gap policy as it is usually required, but it is something you might want to ask your agent about, or check out your lease papers. Cheapautosinsurance.com has a list of other information on Gap Insurance that is really worth the read.
How about Speeding Tickets? I know most of us can't drive the miles we do and not get ticketed, and cheapautosinsurance.com works with many different companies, and some of those companies will work with you even if you have tickets on your driving record. They explain that the first thing you should do is call your insurance agent as soon as you get ticketed, to see if if will impact your rates. Second you should call your local court clerk and ask about driving school in your area, as it can totally erase your ticket. And last, click back to cheapautosinsurance.com to see what they can do for you. They say, Call, Class, Click!!
I really was surprised to learn about Uninsured Motorist Insurance. Did you know that approximately 14% of all drivers do not have auto insurance? Whoa!! I always knew that my insurance company would take care of me if I was so unlucky as to be in an accident with someone who didn't have insurance. What I didn't know was that if that happened, my company might not cover all of the expenses I might incurr. Your average policy covers most things, but we usually have a decent size deductible which isn't covered and most of us have health policies with large co-pays which wouldn't be covered. And what if we need to hire an attorney fo some legal assistance? With a small extra premium, your worries of deductibles and co-pays are neutralized. This is so important if the injured happens to be the head of the household. I also read where some states are requiring this extra insurance. We don't have it here yet, but I'm beginning to think it might be a good idea.
Did you know that the way you word your job title may make a difference in your rate quote? They give an example of a builder paying 17% more that a bricklayer insuring the same car! I don't know where drivers come up, but it might be worth checking out at least for those at home. Check out News to read the information. They also have a section titled Articles where one of the stories explains how you can get discount rate cuts you are entitled to. These are things your agents often forget to tell you about or reapply for on a new policy.
Cheapautosinsurance.com is a great new site to check out and maybe like me, you will pick up a bit of information you were unaware of, and it is difinitely a place to check out a free quote. I did and it was worth the trip!! In the meantime, Drive safe and keep smiling!!
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